NOTICE OF YOUR PRIVACY RIGHTS

Protecting our customers’ privacy is important to The Checkley Agency, Inc. This privacy notice explains what information we collect about our customers and how we use it. “We,” “our,” and “us,” when used in this notice, mean The Checkley Agency, Inc. When we use the words “you” and “your,” we mean our customers.

Below, we tell you the sources for nonpublic personal information we collect on our customers and what measures we take to secure that information. We first define some terms:

Nonpublic personal information means information about you that we collect in connection with providing a product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

Nonaffiliated third party is a company that is not a company we own or control, not a company that owns or controls us, or not a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

THE INFORMATION THAT WE COLLECT

We collect nonpublic personal information about you the following from sources:

• Information we receive from you on applications or other forms
• Information about your transactions with us
• Information about your transactions with nonaffiliated third parties
• Information from a consumer reporting agency

THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED THIRD PARTIES

We will not disclose nonpublic personal information about you to anyone except as disclosed in this policy or as permitted by law.

NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS

If you decide to become an inactive customer, we will follow the privacy policies and practices as described in this notice.

AUTHORIZED SHARING OUTSIDE MARKETING SERVICES

We may disclose the following information to companies that perform marketing services on our behalf:

Nonpublic personal information about your transactions with us, such as:

• Name
• Address
• Types of policies
• Appraised value of home

Federal law allows us to disclose the information listed above with companies that perform marketing services on our behalf. You do not have a right to opt out of the disclosure of this information. We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.

Types of Businesses

Here are the types of businesses with whom we may disclose nonpublic personal information for outside marketing purposes:

Service providers that perform marketing services for us, such as:

• Direct sales companies

Reasons for Disclosing

Here is why we may disclose nonpublic personal information about you to companies that perform marketing services on our behalf:

• To provide our customers with information about additional products and services

We reserve the right to change this policy at any time by posting a new privacy policy.